My mom has little in money. She has a good job and we were discussing her retirement. She is thinking about going to 10% from current 6%. They stop matching at 6%. Her investments are moderate, not conservative, not risky. Good idea to go to 10%. She has 10k in savings and house not yet paid, 50% left on mortgage and will be paid in 8-10 years.
Source: http://rothira.solve-up.com/roth-ira/is-it-good-to-go-from-6-to-10-in-401k-investments-at-age-50/
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